We used Chime for weeks to see if the bonus actually works. And guess what? We successfully claimed $100. And with that experience, we have tailored the simplest guide for you to earn your $100 Chime sign-up bonus.

Let’s dive in and go through the complete process together.

About Chime

Chime is revolutionizing the banking experience by putting its members’ financial well-being first. Their mission is to provide “financial peace of mind” by making managing money effortless. My favorite part is that you can enjoy a Chime sign-up bonus and earn money while you use your Chime debit card, as Chime partners with Visa to provide a small profit for both you and Chime.

So, now that you have learned about the platform, let’s explore how you can earn money with it. There are basically two ways to earn: Chime sign-up bonus and referral rewards. We’ll take a closer look at both options one by one.

Chime Sign-up Bonus: $100 Spending Bonus

Here’s how to take advantage of the chime sign-up bonus offer and earn $100 just for creating a new account.

How Can You Earn a Chime Sign-Up Bonus?

Steps to earn the Chime sign-up bonus:

1. Open a new Chime bank account using a referral link.
2. Make a direct deposit of $200 or more within 45 days of opening your account.
3. The $100 bonus will be added to your Chime account within 2 business days of meeting the requirements, but typically posts instantly once the requirements are met.

Note: This offer is available nationwide, online and there’s no credit inquiry, no ChexSystems check, and no monthly or early account termination fees. There’s also no household limit.

Moreover, you can take advantage of Chase Freedom Unlimited $500 Referral Program to earn more money in less time.

Chime Referral Bonus: Earn $100 to Invite Friends

Get your unique Chime referral bonus link and share it with as many friends as you want to $100 for each successful referral. And your friend will take advantage of Chime sign-up bonus. So, it’s a win-win!

How To Earn a $100 Chime Referral Bonus?

Follow these steps to earn Chime’s referral bonus:

1. Log into your Chime account to get your unique Chime referral bonus link.
2. Share your referral link with everyone you know.
3. Earn a $100 cash bonus for each successful referral, who:

• Registers for a new Chime Spending Account using your referral link.
• Verifies their ID
• Receives a direct deposit of $200 or more within 45 days of opening their account.

This is one of the best offers with a maximum earning of $1,000 in referral bonuses per year.

Chime Promo Code: Get $100 Free Money

Use this Chime promo code to earn free money:

Chime Bank Promotion: Terms and Conditions

1. Note that there is a maximum earning of $1,000 in referral bonuses per calendar year.
2. Referral rewards will generally be provided within two (2) business days after all the above conditions are met.
3. Chime reserves the right to cancel or modify the terms of any referral reward offer or terminate a member’s eligibility at any time with or without prior notice.

Chime Savings Account Fee

Chime offers a Savings Account with a 2.00% APY interest rate and no minimum or maximum balance requirement. It’s available all around the country and has a low opening deposit of $1. And the best part – it requires no monthly fee. Additionally, the credit inquiry is a soft pull.

It’s a great option for those who are looking for a Chime sign-up bonus and a savings account with these benefits.

Top 7 features of Chime Spending Account

1. Direct Deposit – fund your account with direct deposit and receive your paycheck up to 2 days early
2. Fee-Free ATMs – access more than 30,000 ATMs(without any fee) at MoneyPass locations
3. Bank Transfer – link your current bank account and move existing funds into your Chime account for free
4. Deposit Checks – deposit checks using a third-party app or Photo check deposit
5. Pay Friends – instantly send money to other Chime members
6. Real-time Alerts & Notifications – receive daily balance notifications and real-time transaction alerts to your smartphone
7. Automatic Savings – round up transactions and automatically transfer 10% of every paycheck

Bottom Line

Overall, Chime offers a great opportunity for those looking for a new banking experience. The $100 Chime sign-up bonus with no deposit is a great option for those looking to earn free money on the side. You can even use your unique Chime referral bonus link and earn a referral bonus to invite more people to the platform.

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